NOTICE

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Please Note :

A 10% TDS will be deducted if the PAN No is valid and operative. If the PAN is invalid or inoperative, 20% TDS will be deducted, and the final voucher value will be reduced accordingly from the redeemed Reward Value (RV).

Terms And Condition

1. Definitions:

In these terms and conditions, unless the context specifies otherwise:

    1.1. 'Merino' means Merino Group. (Legal entities of Merino Group under this Program are MIL and MPPL). 1.2. 'Merino eMERaldz Program' means members rewards program, owned, managed and operated by Merino, which will provide benefits and rewards to the Members. 1.3. 'Member' means architects, interior designers, acting interior designers and design consultant who have been enrolled/admitted by Merino into the program. 1.4. 'Benefit' means certain rewards and facilities that are given to a member based on pre-defined criteria. 1.5. 'Rewards' are the gifts offered by Merino, from time to time at its sole discretion, to members of the Merino eMERaldz Program against redemption of points / Reward Value earned by the members under the conditions set out in these Terms and Conditions. 1.6. 'Reward Points', 'Merino eMERaldz Program Points' means the points earned by a member of Merino eMERaldz program for Merino products purchase from authorized stores. 1.7. 'Merino eMERaldz Program Helpdesk' means the service/call centre for resolving members' queries in connection with or related to Merino eMERaldz Program.

2. Eligibility & Membership:

    2.1. Member status and benefits of the Merino eMERaldz Program are offered at the sole discretion of Merino. 2.2. Architects, interior designers, acting interior designers, design consultants and contractors can enrol to become a part of the Merino eMERaldz Program if they fulfil the program eligibility criteria laid down by Merino, subject to approval from Merino. 2.3. Merino reserves the right to modify, edit or delete any component of the program eligibility criteria or point earning structure or the program terms at its own discretion. 2.4. Any change in the name, address, constitution or other information relating to the member must be notified to the Merino eMERaldz helpdesk, in writing, within 7 days. 2.5. Merino reserves the right to refuse and cancel membership of the program without assigning any reason and without prior notification. 2.6. Membership of the program is valid till such time the program is kept active by Merino. In case the program is terminated, the same shall be informed to members via email, one month in advance. 2.7. Members permit and authorize Merino and its service partners to use their data for administrative, research and marketing purposes. Data here means member's data collected during their enrolment with Merino eMERaldz program (this does not include personal data) except situation stated in clause 2 of general terms. As per DPDP act requirement, the collection and processing of personal data of Members shall be governed by the Digital Personal Data Protection Act, 2023 ("DPDP Act"). Merino shall process Member data only for program-related purposes and retain it only for as long as necessary. Members may exercise their rights of access, correction, erasure or grievance redressal by contacting the Merino eMERaldz Helpdesk. 2.8. Members are responsible for keeping their personal information associated with their corresponding account up-to-date including name, mobile number, email address, communication mailing address, and date of birth, by giving their detail in the prescribed format. 2.9. Architects, interior designers, acting interior designers & design consultants who are already a part of Merino Humrahi program are not eligible to register in the Merino eMERaldz program. The member has to complete the KYC formalities as per requirement of Merino. 2.10. The Company is running a few other programs of similar nature like Merino Humrahi, Merino eMERaldz Prime. The member hereby understands and confirms that he can participate in only one of these programs. In case, any member enrols itself for more than one programs, the company in its sole discretion, can cancel all programs memberships of such members and points earned by him shall stand cancelled. 2.11. Upon successful enrolment into the program, Member shall be deemed to have consented to all the terms and conditions mentioned herein. It is the responsibility of the Member to review the terms and conditions regularly as may be updated by Merino from time to time.

3. Reward Points & Benefits:

    3.1. All members who are enrolled into the Merino eMERaldz Program by Merino are entitled to earn points, which defines the reward value earning for the members which can be redeemed for rewards that will be sent to the members in accordance with the terms and conditions specified. 3.2. All rewards related communication will be sent to the mailing address/mobile number as specified in the enrolment form. 3.3. All redeemed rewards shall be dispatched to the member directly. 3.4. On no account can the points issued in the Merino eMERaldz Program be sold by members in any manner at any point of time or be redeemed for cash or equivalent of cash. These points can only be exchanged for rewards on offer through the Merino eMERaldz program OR donated to a cause as specified in the Merino eMERaldz catalogue or charity of their choice. 3.5. Reward Value donated to a cause by Members as specified in the Merino eMERaldz program are exempt from TAX under Section 80G of the Income Tax Act. Certificate will be issued by authorised agency and Merino will not be liable for any delay. 3.6. In case of termination of membership, all points and reward value shall immediately lapse/expire. 3.7. No purchase/sale of points or benefits is permitted. The member can only earn points as per the conditions specified in the program. 3.8. No cash top-up or cash reimbursement for points or benefits will be given at any time. 3.9. Account statements containing the points and reward value earned/accrued will be available on the Mobile App of the program. The points and reward value earned will be valid till the Member is a part of the Merino eMERaldz Program or till such time the program is kept active by Merino. In case the program is terminated the same shall be informed to members via email, one month in advance. 3.10. Selection of rewards and benefits is and will be at the sole discretion of Merino. Terms are liable to change without notice. 3.11. Merino holds out no warranty and makes no representation (whether expressed or implied) about the goods and/or services manufactured/supplied by third parties that are offered as benefits to members of the program, particularly with regard to their quality or suitability for any purpose. Merino shall not be liable if the said goods/services are defective/deficient in any manner. In respect of vouchers which are part of rewards under the program, Merino shall not be liable for any hidden charges levied by the brands, if any, and concerns or issues in respect of validity of the said vouchers. 3.12. Merino will not accept responsibility for any delays in delivery of benefits. 3.13. Merino will not be responsible for benefits that are stolen, damaged or lost in transit before delivery to the Member. 3.14. Merino cannot give 100% assurance on availability of eGVs exactly as mentioned in catalogue. However, in any such case where there is price change or product is not availability, you will be offered an equivalent reward option as feasible. 3.15. All benefits offered by Merino are on a best effort basis. In case a Member is not offered a particular benefit or if Merino does not make a particular benefits available, Merino will not be liable to compensate in any way. 3.16. Eligibility for wide array of eGVs to redeem from OR for any National/International Trip (if any) is based on the available reward value for the respective tier. This reward is given at the end of every quarter in a financial year as per the tier of the member. Points credited (post sales verification), as on the last day of the quarter in the financial year (FY APR '26- MAR '27) will be considered to ascertain your eligibility for the reward in that quarter. It is further clarified that verification of sale is a long process which may take a few weeks to complete. It is clearly understood by the member that the Sales Submission alone will not be considered for eligibility to this benefit and only verified sales and credited points will be considered for the benefit. Example: Sales Verified by last day of the quarter shall be treated as final for tier calculations. Any submissions or verification post last day of the quarter will not be considered. 3.17. Sales submission alone will not be considered for point credit. Only verified sales to be considered for points credit and tier calculation. 3.18. Finance Bill, 2022, introduced a new section 194R w.e.f. 1st July 2022 that any benefits/gifts of value accrued/arise and redeemed in a financial year exceeds Rs. 20,000 will require deduction of tax at source @ 10% (20%, if PAN not available) by the person providing the benefits. Further noted that if first redemption was below the threshold limit (i.e. Rs. 20,000/-) and on further redemption, whereby cumulation of earlier & current redemption exceeds Rs. 20,000/-, then the company will require deduction of tax at source on cumulative amount. Below listed items are illustrative in nature and not an exhaustive list which will be under tax deduction bracket:
      3.19.1. Giving free samples. 3.19.2. Incentives (other than discount, rebates) such as car, TV, computers, gold coin, mobile phone, etc. 3.19.3. Sponsoring trip for recipient and their relatives upon achieving targets. 3.19.4. Free event tickets.
    3.20. Merino reserves the right to review, adjust, reverse, or deduct any transaction, points, rewards value, or benefits credited to a member's account due to manual error, system error, technical glitch, data discrepancy, fraud, misuse, or any unintended or erroneous reason, without prior notice.

4. General Terms:

    4.1. Merino reserves the right to withhold benefits or terminate the membership of a Member if such Member breaches any of the terms and conditions of this program. Upon such termination, all benefits standing to the credit of the Member shall automatically expire without the member being entitled for any compensation thereof and the Member shall be barred from future membership. 4.2. Merino reserves the right to add, modify, delete or otherwise change the terms and conditions at any time. 4.3. Merino may disclose personal/professional data relating to members to any affiliate/associates/partners'/group companies/agent/sub-contractor of Merino and/or to any person or entity for developing or communicating any offers or services or professional use and to the extent required to be disclosed by operation of law, any regulatory authority or requirement of any court or other competent authority. Member hereby unconditionally permits such disclosures. 4.4. The program and any benefit, offering or the like relating to the program shall not constitute or be deemed to constitute a contract or otherwise establish a contractual relationship between Merino and any Member. 4.5. Nothing herein is intended to or shall be construed as creating or establishing any agency, partnership or joint venture relationship between Merino and the member or Service Partners. 4.6. Members shall be responsible for keeping themselves aware of the updating in the program rules, their entitlements. Members should login to the Mobile App at least once a week to know the latest updates and events. 4.7. All communication and benefits shall be sent by email or handed over to members at the address existing with Merino. Merino and/or its Service Partners shall not be liable for the failure of any communication to reach the Member, it shall be the responsibility of the Member to inform Merino about any change in address and Merino bears no responsibility for communication lost or not received. 4.8. Members confirm that by participating in this program, they are not in breach of any code of conduct or law pertaining to them nor are they violating breaching any of its obligations by registering under this program. 4.9. Merino reserves the right to conduct regular audits on participating Members to verify eligibility and compliance with the terms of the Program. In case of non-compliance, Merino may decide to remove the Member from the program at their sole discretion, without any entitlement of the Member to any reward or any refund or alternative compensation. Such right of audit includes the right to:
      4.9.1. Audit information and documents relating to the purchase of qualifying products to ensure compliance with the terms of the program. 4.9.2. Audit information and documents relating to the award, redemption and consumption of any and all tokens or rewards to ensure compliance with the terms of the program. 4.9.3. Audit information and documents relating to the eligibility of an Architect/Interior Designer to participate in the program.
    4.10. All communication will be deemed to have been received by the Member within 5 working days of dispatch of the communication if sent by registered post or courier. All e-mails will be deemed to deliver on same day if sent by Merino to the Member at the Member's registered email ID. All communication by the member to Merino shall be deemed to have been received on actual receipt. 4.11. The Member acknowledges that it will receive SMSs / e-mails regarding various updates related to program time to time from the Company. The member hereby gives its unconditional consent to Company to send SMS / e-mails regarding various updates/information related to this program and/or other schemes of the Company. 4.12. Merino shall not be responsible for any tax liability (imposed by any tax authority) arising out of action initiated or not initiated by the Member under this program. 4.13. Member, shall always keep indemnify, defend and hold Merino, its Affiliates, and their respective officers, directors, employees and agents harmless, from and against any claims, demands, causes of action, debts or liability, costs and expenses, including, without limitation, attorney's fees, based upon or relating to a third party claim against Merino arising from any action or inaction of Member. Member agrees to indemnify Merino, its Affiliates, and their respective officers, directors, employees and agents for any liability or expense due to claims for personal injury or damage to property arising out of the fault or negligence of the Member. 4.14. Merino or its representatives shall not be liable to the Member for any indirect, special, incidental or consequential damages or lost profits arising out of or relating to this program, even if the Member has been informed in advance of the possibility of such damages. 4.15. Member acknowledge and confirm that Merino is the exclusive owner or licensee of the trademarks, service marks, trade names, logos, and copyrighted or copyrightable materials of Merino and other marks shared during the program with its members. Members shall use this mark only to the extent allowed in the program by Merino and not otherwise. The member shall never, directly or indirectly, interfere with, or claim ownership of these trademarks. 4.16. In the event of any dispute in connection with the program and the interpretation of any terms and conditions of this program, Merino's decision shall final and binding. The program shall be governed by the laws of India and all disputes will be subject to the exclusive jurisdiction of courts in Delhi. 4.17. The terms and conditions mentioned herein, in a language other than English, is solely for the purpose of convenience only and in case of any dispute regarding the same, the terms and conditions in English will be null and binding and will prevail over the terms and conditions printed in any other language. The terms and conditions in English can be requested for at any time.

5. Rewards Value Validity:

    5.1. Reward value earned within the Merino eMERaldz Program for particular quarter has to be redeemed within the defined redemption window for that quarter. The redemption window opening will be informed via emailer every quarter. All the unredeemed reward value will expire, if not redeemed in the defined redemption window of that quarter. However, please note that Merino reserves the right to modify, edit, or lapse the reward value earned under the program terms at its own discretion. Reward value lapsing will be informed. 5.2. Program Validity: Merino eMERaldz program is a new program and will be valid until Merino decides to close the program and it has been informed by Merino via e-mail specified in member KYC record and/or any other mail used by member for communication with Merino.

*Influencers refers to Architects, Interior Designers, Acting Interior Designers and Design Consultant.

Terms And Condition & Privacy Policy

1. Definitions:

In these terms and conditions, unless the context species otherwise:

1.1. 'Merino' means Merino Group. (Legal entities of Merino Group under this Program are MIL and MPPL).

1.2. 'Merino eMERaldz Program' means members rewards program, owned, managed and operated by Merino, which will provide benefits and rewards to the Members.

1.3. 'Member' means architects, interior designers, acting interior designers and design consultant who have been enrolled/admitted by Merino into the program.

1.4. 'Benefit' means certain rewards and facilities that are given to a member based on pre-defined criteria.

1.5. 'Rewards' are the gifts offered by Merino, from time to time at its sole discretion, to members of the Merino eMERaldz Program against redemption of points earned by the members under the conditions set out in these Terms and Conditions.

1.6. 'Reward Points', 'Merino eMERaldz Program Points' means the points earned by a member of Merino eMERaldz program for Merino products purchase from authorized stores.

1.7. 'Merino eMERaldz Program Helpdesk' means the service/call centre for resolving members' queries in connection with or related to Merino eMERaldz Program.

2. Eligibility & Membership:

2.1. Member status and benefits of the Merino eMERaldz Program are offered at the sole discretion of Merino.

2.2. Architects, interior designers, acting interior designers, design consultants and contractors can enrol to become a part of the Merino eMERaldz Program if they fulfil the program eligibility criteria laid down by Merino, subject to approval from Merino.

2.3. Merino reserves the right to modify, edit or delete any component of the program eligibility criteria or point earning structure or the program terms at its own discretion

2.4. Any change in the name, address, constitution or other information relating to the member must be notified to the Merino eMERaldz helpdesk, in writing, within 7 days.

2.5. Merino reserves the right to refuse and cancel membership of the program without assigning any reason and without prior notification.

2.6. Membership of the program is valid till such time the program is kept active by Merino. In case the program is terminated, the same shall be informed to members via email, one month in advance.

2.7. Members permit and authorize Merino and its service partners to use their data for administrative, research and marketing purposes. Data here means member's data collected during their enrolment with Merino eMERaldz program (this does not include personal data) except situation stated in clause 2 of general terms.

2.8. Members are responsible for keeping their personal information associated with their corresponding account up-to-date including name, mobile number, email address, communication mailing address, and date of birth, by giving their detail in the prescribed format.

2.9. Architects, interior designers, acting interior designers & design consultants who are already a part of Merino Humrahi program are not eligible to register in the Merino eMERaldz program. The member has to complete the KYC formalities as per requirement of Merino.

2.10. The Company is running a few other programs of similar nature. The member hereby understands and confirms that he can participate in only one of these programs. In case, any member enrols itself for more than one programs, the company in its sole discretion, can cancel all programs memberships of such members and points earned by him shall stand cancelled.

2.11. Upon successful enrolment into the program, Member shall be deemed to have consented to all the terms and conditions mentioned herein. It is the responsibility of the Member to review the terms and conditions regularly as may be updated by Merino from time to time.

3. Reward Points & Benefits:

3.1. All members who are enrolled into the Merino eMERaldz Program by Merino are entitled to earn points, which defines the reward value earning for the members which can be redeemed for rewards that will be sent to the members in accordance with the terms and conditions specified.

3.2. All rewards related communication will be sent to the mailing address/mobile number as specified in the enrolment form.

3.3. All redeemed rewards shall be dispatched to the member directly.

3.4. On no account can the points issued in the Merino eMERaldz Program be sold by members in any manner at any point of time or be redeemed for cash or equivalent of cash. These points can only be exchanged for rewards on offer through the Merino eMERaldz program OR donated to a cause as specified in the Merino eMERaldz catalogue or charity of their choice.

3.5. Reward Value donated to a cause by Members as specified in the Merino eMERaldz program are exempt from TAX under Section 80G of the Income Tax Act. Certificate will be issued by authorised agency and Merino will not be liable for any delay.

3.6. In case of termination of membership, all points and reward value shall immediately lapse/expire.

3.7. No purchase/sale of points or benefits is permitted. The member can only earn points as per the conditions specified in the program.

3.8. No cash top-up or cash reimbursement for points or benefits will be given at any time.

3.9. Account statements containing the points and reward value earned/accrued will be available on the Mobile App of the program. The points and reward value earned will be valid till the Member is a part of the Merino eMERaldz Program or till such time the program is kept active by Merino. In case the program is terminated the same shall be informed to members via email, one month in advance.

3.10. Selection of rewards and benefits is and will be at the sole discretion of Merino. Terms are liable to change without notice.

3.11. Merino holds out no warranty and makes no representation (whether expressed or implied) about the goods and/or services manufactured/supplied by third parties that are offered as benefits to members of the program, particularly with regard to their quality or suitability for any purpose. Merino shall not be liable if the said goods/services are defective/deficient in any manner. In respect of vouchers which are part of rewards under the program, Merino shall not be liable for any hidden charges levied by the brands, if any, and concerns or issues in respect of validity of the said vouchers.

3.12. Merino will not accept responsibility for any delays in delivery of benefits.

3.13. Merino will not be responsible for benefits that are stolen, damaged or lost in transit before delivery to the Member.

3.14 Merino cannot give 100% assurance on availability of eGVs exactly as mentioned in catalogue. However, in any such case where there is price change or product is not availability, you will be offered an equivalent reward option as feasible.

3.15. All benefits offered by Merino are on a best effort basis. In case a Member is not offered a particular benefit or if Merino does not make a particular benefits available, Merino will not be liable to compensate in any way.

3.16 Eligibility for wide array of eGVs to redeem from OR for an International Trip is based on the available reward value of APEX TIER . This reward is given at the end of the financial year, as per the tier of the member. Points credited (post sales verification), as on the last day of the financial year (FY APR ‘26- MAR ‘27) will be considered to ascertain your eligibility for the Annual Reward/ International Trip. It is further clarified that verification of sale is a long process which may take a few weeks to complete. It is clearly understood by the member that the Sales Submission alone will not be considered for eligibility to this benefit and only verified sales and credited points will be considered for the benefit. Example: Sales Verified by 31st Mar’27 shall be treated as final for tier calculations. Any submissions or verification post 31st Mar’27 will not be considered.

3.17 Sales submission alone will not be considered for point credit. Only verified sales to be considered for points credit and tier calculation.

3.18 Tier calculation for the current year 2026-2027 will be based on POINTS EARNED FROM 1st APRIL 2026 to 31st MARCH 2027 .

3.19 Finance Bill, 2022, introduced a new section 194R we.f. 1st July 2022 that any benefits/gifts of value accrued/ arise and redeemed in a financial year exceeds Rs.20,000 will require to deduction tax at source @ 10% (20%, If PAN Not Available) by the person providing the benefits. Further noted that if first redemption was below the threshold limit (i.e. Rs. 20,000/-) and on further redemption, whereby cumulation of earlier & current redemption exceeds Rs. 20,000/-, then the company will require deduction of tax at sources on cumulative amount. Below listed items are illustrative in nature and not an exhaustive list which will be under tax deduction bracket.

◦ 3.19.1 Giving free samples.

◦ 3.19.2 Incentives (other than discount, rebates) such as car, TV, computers, gold coin, mobile phone, etc.

◦ 3.19.3 Sponsoring trip for recipient and their relatives upon achieving targets.

◦ 3.19.4 Free event tickets.

3.20 Merino reserves the right to review, adjust, reverse, or deduct any transaction, points, rewards value, or benefits credited to a member's account due to manual error, system error, technical glitch, data discrepancy, fraud, misuse, or any unintended or erroneous reason, without prior notice .

4. General Terms:

4.1. Merino reserves the right to withhold benefits or terminate the membership of a Member if such Member breaches any of the terms and conditions of this program. Upon such termination, all benefits standing to the credit of the Member shall automatically expire without the member being entitled for any compensation thereof and the Member shall be barred from future membership.

4.2. Merino reserves the right to add, modify, delete or otherwise change the terms and conditions at any time.

4.3. Merino may disclose personal/professional data relating to members to any affiliate/ associates/partners'/group companies/agent/sub-contractor of Merino and/or to any person or entity for developing or communicating any offers or services or professional use and to the extent required to be disclosed by operation of law, any regulatory authority or requirement of any court or other competent authority. Member hereby unconditionally permits such disclosures.

4.4. The program and any benefit, offering or the like relating to the program shall not constitute or be deemed to constitute a contract or otherwise establish a contractual relationship between Merino and any Member.

4.5. Nothing herein is intended to or shall be construed as creating or establishing any agency, partnership or joint venture relationship between Merino and the member or Service Partners.

4.6. Members shall be responsible for keeping themselves aware of the updating in the program rules, their entitlements. Members should login to the Mobile App at least once a week to know the latest updates and events.

4.7. All communication and benefits shall be sent by email or handed over to members at the address existing with Merino. Merino and/or its Service Partners shall not be liable for the failure of any communication to reach the Member, it shall be the responsibility of the Member to inform Merino about any change in address and Merino bears no responsibility for communication lost or not received.

4.8. Members confirm that by participating in this program, they are not in breach of any code of conduct or law pertaining to them nor are they violating breaching any of its obligations by registering under this program.

4.9. Merino reserves the right to conduct regular audits on participating Members to verify eligibility and compliance with the terms of the Program. In case of non-compliance, Merino may decide to remove the Member from the program at their sole discretion, without any entitlement of the Member to any reward or any refund or alternative compensation. Such right of audit includes the right to:

◦ 4.9.1. Audit information and documents relating to the purchase of qualifying products to ensure compliance with the terms of the program.

◦ 4.9.2. Audit information and documents relating to the award, redemption and consumption of any and all tokens or rewards to ensure compliance with the terms of the program.

◦ 4.9.3. Audit information and documents relating to the eligibility of an Architect/Interior Designer to participate in the program.

4.10. All communication will be deemed to have been received by the Member within 5 working days of dispatch of the communication if sent by registered post or courier. All e-mails will be deemed to deliver on same day if sent by Merino to the Member at the Member's registered email ID. All communication by the member to Merino shall be deemed to have been received on actual receipt.

4.11. The Member acknowledges that it will receive SMSs / e-mails regarding various updates related to program time to time from the Company. The member hereby gives its unconditional consent to Company to send SMS / e-mails regarding various updates/information related to this program and/or other schemes of the Company.

4.12. Merino shall not be responsible for any tax liability (imposed by any tax authority) arising out of action initiated or not initiated by the Member under this program.

4.13. Member, shall always keep indemnify, defend and hold Merino, its Affiliates, and their respective officers, directors, employees and agents harmless, from and against any claims, demands, causes of action, debts or liability, costs and expenses, including, without limitation, attorney's fees, based upon or relating to a third party claim against Merino arising from any action or inaction of Member. Member agrees to indemnify Merino, its Affiliates, and their respective officers, directors, employees and agents for any liability or expense due to claims for personal injury or damage to property arising out of the fault or negligence of the Member.

4.14. Merino or its representatives shall not be liable to the Member for any indirect, special, incidental or consequential damages or lost Prots arising out of or relating to this program, even if the Member has been informed in advance of the possibility of such damages.

4.15. Member acknowledge and confirm that Merino is the exclusive owner or licensee of the trademarks, service marks, trade names, logos, and copyrighted or copyrightable materials of Merino and other marks shared during the program with its members. Members shall use this mark only to the extent allowed in the program by Merino and not otherwise. The member shall never, directly or indirectly, interfere with, or claim ownership of these trademarks.

4.16. In the event of any dispute in connection with the program and the interpretation of any terms and conditions of this program, Merino's decision shall final and binding. The program shall be governed by the laws of India and all disputes will be subject to the exclusive jurisdiction of courts in Delhi.

4.17. The terms and conditions mentioned herein, in a language other than English, is solely for the purpose of convenience only and in case of any dispute regarding the same, the terms and conditions in English will be nil and binding and will prevail over the terms and conditions printed in any other language. The terms and conditions in English can be requested for at any time.

5. Rewards Value Validity:

5.1. Reward value earned within the Merino eMERaldz Program for particular financial year has to be redeemed by next financial year. However, please note that Merino reserves the right to modify, edit, or lapse the reward value earned under the program terms at its own discretion. Reward value lapsing will be informed.

5.2. Program Validity: Merino eMERaldz program is a new program and will be valid until Merino decides to close the program and it has been informed by Merino via e-mail specified in member KYC record and/or any other mail used by member for communication with Merino.

*Influencers refers to Architects, Interior Designers, Acting Interior Designers and Design Consultant.

PRIVACY POLICY

NOTICE

In order to ensure uninterrupted use of services, we collect, and disclose, information about you(user) in accordance with the IT Act, 2000 (21 of 2000) and other national and state laws which relates to the processing of personal data. We hereby provide this notice explaining our information practices, and the choices you can make about the way your information is collected and used. Please read the following carefully to understand our views and practices regarding your personal data.

  • We collect your personal information in order to provide and continually improve our product and services
  • Our privacy policy is subject to change at any time without notice. To make sure you are awrae of any changes, please review this policy periodically.
  • All partner firms and any third party working with or for us, and who have access to personal information, will be expected to read and comply with this policy. No third party may access or process sensitive personal information held by us with having first entered into a confidentially Agreement.


GENERAL

We are committed to respecting your online privacy data. We further recognize your need for appropriate protection and management of any personally identifiable information ("Personal Information") you share with us. Information that is considered personal about you includes, but is not limited to, your name, address, email address or other contact information, your bank account / Credit / Debit Card details, your financial information, investment experience, investment objectives, your financial situation, KYC norms, etc. This privacy policy applies to data we collect from users who browse, access or view the site, for informational purposes or otherwise.

SECTION 1 - HOW DO WE COLLECT THE INFORMATION?

From you directly and through this Application, We may collect the information through the Application. When you visit. The data we collect depends on the context of your interaction with our Application.

Through business interaction, we may collect information through business interaction with you or your employees.

From other sources: We may receive information from other sources, such as Public databases, joint marketing partners, social media platforms or other third parties such as:

  • Update delivery and address information from our carriers or other third parties, which we use to correct our records and deliver your next purchase or communication more easily.
  • Information about your interactions with the products/ services offered by our subsidiaries.


SECTION 2 - WHAT DO WE DO WITH YOUR INFORMATION?

When you interact with us /Merino Emeraldz/ Program App for some business related activity, we collect the personal information you give us such as your name, address and email address. We primarily use this information to provide, maintain, protect and improve our current products and services to our entire customer.

When you browse our website/app, we also automatically receive your computer's internet protocol (IP) address in order to provide us with information that helps us learn about your browser and operating system.

With your permission, we may send you emails about our program, new products and other updates including SMS on your entered mobile number when you interact with the program/personnel/program app

We use the information collected through this Application as described in this policy and we may use your information to:

  • Improve our services, Site, Application and how we operate our businesses;
  • Understand and enhance your experience using our Site, Application, products and services;
  • Personalize our products or services and make recommendations;
  • Provide and deliver products and services you request,
  • Process, manage, complete, and account for transactions;
  • Provide customer support and respond to your requests, comments, and inquiries,
  • Create and manage the online accounts you manage on our Website, Application,
  • Send you related information, including confirmations, invoices, technical notices, updates security alerts and support and administrative messages
  • Communicate with you about promotions, upcoming events and news about products and services
  • We may process your personal information without your knowledge or consent where required by applicable law or regulation for the purposes of verification of identity or for prevention, detection or investigation, including of cyber incidents, prosecution and punishment of offences,
  • Protect investigate and deter against fraudulent, unauthorized or illegal activity.


SECTION 3 - CONSENT

How do you get my consent?

When you provide us with personal information to complete a request, schedule some activity, verify your mobile number, we imply that you consent to our collecting it and using it for that specific reason only.

If we ask for your personal information for a secondary reason, like marketing, we will either ask you directly for your expressed consent, or provide you with an opportunity to say no.

How do I withdraw my consent?

If after you opt-in, you change your mind, you may withdraw your consent for us to contact you, for the continued collection, use or disclosure of your information, at any time, by mailing us at: [email protected]

SECTION 4 - DISCLOSURE

We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service.

SECTION 5 - THIRD-PARTY SERVICES

In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.

However, certain third-party service providers, such as SMS and Email processors, may have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.

For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.

In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. Therefore, if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

When you click on links on our program site, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.

SECTION 6 - DATA SECURITY

To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.

We take reasonable steps to help protect your personal information in an effort to prevent the loss, misuse, and unauthorized access, disclosure alteration and destruction. It is your responsibility to protect your user names and passwords to help prevent anyone from accessing or abusing your accounts and services. You should not use or reuse the same passwords you use with other accounts as your password for our services.

It is important for you to protect against unauthorized access to your password and your computers, devices, and applications. Be sure to sign off when you finish using a shared computer

Information collected from you will be stored for such period as required to complete the transaction entered into with you or such period as mandated under the applicable laws.

SECTION 7 - DATA TRANSFER

Information about our user is an important part of our business and we take due care to protect the same. We share your data with your consent or to complete any transaction or provide any product or service you have requested or authorized. We also share data with our affiliates and subsidiaries, with vendors working on our behalf.

We may employ other companies and individuals to perform functions on our behalf. The functions include fulfilling orders for products and services, delivering packages, sending postal mail and e-mail, removing repetitive information from customer lists, providing marketing assistance, providing search results and links (including paid listings and links), processing payments, transmitting content, scoring credit risk, and providing customer service.

We release account and other personal information when we believe is appropriate to comply with the law, enforce or apply our conditions of use, and other agreements, protect the rights, property, safety of us, our users or others. This include exchanging information with other companies and organisation for fraud protection and credit risk reduction.

SECTION - 8 COOKIES

To optimize our web presence, we use cookies. These are small text files stored on your computer's main memory. These cookies are deleted after you close the browser. Other cookies remain on your computer (long-term cookies) and permit its recognition on your next visit. This allows us to improve your access to our site. This helps us to learn more about your interests, and provide you with essential features and services and for additional purposes, including

  • Keeping track of items stored in your shopping basket
  • Conducting research and diagnostics to improve the content, products, and services.
  • Preventing fraudulent activity
  • Improving security

Our cookies allow you to take advantage of some of our essential features, For instance, if you block or otherwise reject our cookies, you will not be able to add items to your shopping basket proceed to checkout, or use any products or services that require you to sign in. Approved third parties also may set cookies when you interact with Our services.

Third parties include search engines, providers of measurement and analytics services, social media networks, and advertising companies.

Third parties use cookies in the process of delivering content, including ads relevant to your interests, to measure the effectiveness of their ads, and to perform services on behalf of us.

You can prevent the storage of cookies by choosing a "disable cookies option in your browser settings, But this can limit the functionality of our services.

SECTION 9 - AGE OF CONSENT

By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are over the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

SECTION 10 - CHANGES TO THIS PRIVACY POLICY

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

If our site is acquired or merged with another company, your information may be transferred to the new owners so that we may continue with our services provided to you.

QUESTIONS AND CONTACT INFORMATION

If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information, please contact us by mail at [email protected]

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eGV/Voucher Redemption: Key Points

1. Ensure Accurate Email ID

  • Update your email in "My Profile" and double-check it at checkout to ensure proper voucher delivery.

2. Troubleshooting Undelivered Vouchers

  • Verify the email ID used at checkout.
  • Check spam/junk folders if not found in inbox.
  • If not found, request a resend via the helpdesk or contact your Sales Officer.

3. Stay Informed on Delivery

  • Vouchers are shared via email from
    [email protected] and through SMS from the sender ID “Woohoo”.

4. Review Voucher T&Cs

  • Understand the usage guidelines for your eGVs by reviewing its terms and conditions
  • For support, contact the Merino eMERaldz helpdesk.

5. Check Voucher Expiry

  • Expiry date is in the delivery email.
  • Redeem before the expiry to avoid missing out the voucher utilization.
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Total Points Debited

Available Balance

Check-out your detailed points earning history by clicking on 'View Details'

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Program Points

eMERaldz Brand Group Points Per Unit Unit
MerinoLam (1.00mm) - All finishes 2 Sheet
Infusio, Imagino, Synchro, Uni+, MR+, FR+, Digital/Sampada Collection & Feather-touch 4 Sheet
Grande, Acrolam, Metalam, Luvih, Chem+, ESD+ & Mirror Laminate 8 Sheet

eMERaldz Brand Group Points Per Unit Unit
Marine Board / Merino Senses 2 Board
Meister Series 8 Board

eMERaldz Brand Group Points Per Unit Unit
Wall Claddings (Internal or External) 14 Sheet
Luvih Bloc 30 Sheet
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Program Points

eMERaldz Brand Group Points Per Unit Per Unit
MerinoLam (1.00mm) - All Finishes 2 Sheet
Infusio, Imagino, Synchro, Uni+, MR+, FR+, Digital/Sampada Collection & Feather-touch 4 Sheet
Grande, Acrolam, Metalam, Luvih, Chem+, ESD+ & Mirror Laminate 8 Sheet

eMERaldz Brand Group Points Per Unit Unit
Marine Board / Merino Senses 2 Board
Meister Series 8 Board

eMERaldz Brand Group Points Per Unit Unit
Wall Claddings (Internal & External) 14Sheet
Luvih Bloc30Sheet
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Program Tiers

TIER POINT RANGE
Silver 600 - 1,199
Gold 1,200 - 2,399
Diamond 2,400 - 3,599
Platinum 3,600 - 4,999
Emerald 5,000 & Above
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Program Tiers

Tier Point Range
Silver 80 - 149
Gold 150 – 299
Diamond 300 – 599
Platinum 600 – 899
Emerald 900 & Above
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Thank You for sharing your Sales! Points will be credited post validation that may take week/s. Credited Points can be viewed in Point Earning History.

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ATTENTION!

Hope you have checked your EMAIL-ID & DELIVERY DETAILS. It will ensure that we make smooth and timely delivery of your reward.

If yes CONFIRM or Go back to EDIT ADDRESS and update the delivery details.

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IMPORTANT NOTICE

Please upload your PAN card details to continue with the redemption. As per Govt of India Finance Bill 2022, newly added section 194R, that for any benefits/gifts, tax deduction at source is mandatory.

Click on "Proceed", to upload your PAN Card details (a one-time requirement only) and keep enjoying curated rewards and experiences. TDS certificate against the TDS, will be made available on a quarterly basis on your registered email id

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